Debt Expert

Melody Money Coach Headshot

Dr. Melody

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DebtDitcher

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MoneyManager

Melody helps her clients create money management systems that allow them to thrive and start living the life they've dreamed of!

My Money Mantra

Always prepare for a famine while you’re feasting.

My Hype Song

Client Reviews

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smart
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Dr. Melody
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Melody
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About Me

I am a PhD-trained scientist from South Carolina. After paying off $212k of non-mortgage debt, I traded my safety goggles and pipettes for personal finance to help others manage their money! Outside of work, I have never met a plant I didn’t think I should own, and I love to get lost in a great sci-fi or fantasy book.

My Money Story

I became a coach because I realized it was on me to make sure I didn’t continue living in the same cycle of financial mismanagement. I wanted to normalize having money conversations and learn how to use money with confidence!

My Qualifications

  • Accredited Financial Counselor®
  • Certified Financial Social Work Educator
  • PhD

My Superpower

Helping people ditch debt and create money management systems!

Melody Money Coach Headshot

Debt Expert

#

DebtDitcher

#

MoneyManager

Melody helps her clients create money management systems that allow them to thrive and start living the life they've dreamed of!

Start working with
Melody
Join the waitlist to work with this coach.

My Money Mantra

Always prepare for a famine while you’re feasting.

My Hype Song

About Me

I am a PhD-trained scientist from South Carolina. After paying off $212k of non-mortgage debt, I traded my safety goggles and pipettes for personal finance to help others manage their money! Outside of work, I have never met a plant I didn’t think I should own, and I love to get lost in a great sci-fi or fantasy book.

My Money Story

I became a coach because I realized it was on me to make sure I didn’t continue living in the same cycle of financial mismanagement. I wanted to normalize having money conversations and learn how to use money with confidence!

My Qualifications

  • Accredited Financial Counselor®
  • Certified Financial Social Work Educator
  • PhD

My Superpower

Helping people ditch debt and create money management systems!

My Clients

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Melody
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What Our Members Say

Don't take it from us, hear it from them.

We mean serious business and want the best results from all of our bolder members.

I never thought I could own property, Malika showed me that it was possible and has been guiding me towards owning a property!

I can see my future, and am now focusing on my short term goals to get me there.

Janice
member for
7 months

Malika has helped kept me afloat since I’ve joined.

I am slowly digging myself out of a huge hole with my finances and she helps me get through the day to day, plan, but also have sights set on the future and what I can do with my money.

It’s inspired me to change jobs to get paid more, and reign in my spending. I don’t know what I’d do without her.

Alice
member for
3 months

Julya helped me understand my loans down to a T and helped me set up payment plans that work with my income!

I avoided them ever since graduating, but I feel at ease thanks to her guidance!

Tatiana
member for
2 months

Julya just knows how to get on your level! She’s so relatable and VERY smart.

I never feel overwhelmed working on my money with her. I have a solid plan for my finances now, and have made huge strides! Like emergency money and paying off tons of debt. Forever grateful for my coach!

Natasha
member for
1 year

Annie has really helped me get on the right track with money!

She’s energizing, clear, patient, and knowledgable.

I dreaded looking at my money before coaching, and now it’s actually...fun...I even look forward to it!

Esther
member for
1 year

I was so lost with my money before I started working with Annie. She gave me a clear path, motivates me to spend less, and put money towards my goals.

Now I’m making progress...that’s something I wasn’t able to say before!

Catherine
member for
6 months