Letter to my future self when I worry about losing my job

Claire C.
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Losing your job can be a difficult and stressful time, but working with a financial coach can help you navigate the challenges and make a plan for your future.

Hey there,

I know that the thought of losing your job can be overwhelming and stressful. But, I want to remind you that you are strong and capable of handling whatever comes your way. You have worked hard to get to where you are and you have the skills and abilities to find a new opportunity.

It's natural to feel worried and anxious about job loss, but try not to let those feelings consume you. Instead, focus on taking proactive steps to prepare for the possibility of job loss. Build an emergency savings fund, network and maintain relationships, keep your resume and LinkedIn profile updated, learn new skills, develop a plan, and don't hesitate to ask for help.

Remember that losing a job is not a reflection of your worth as a person and it's not the end of the world. Many people go through job loss at some point in their careers, and it can even be an opportunity for growth and new experiences. Take this time to reassess your career goals, think about what you want to do next and where you want to be.

You got this! Trust in your abilities and know that you will come out of this situation even stronger. And remember to take care of yourself, both physically and mentally. Reach out to friends, family, and professional resources for support, and don't be afraid to ask for help!

worried about losing job what to do

Here are 12 things I want you to do to prepare:

1. Build a financial safety net

It's important to have a savings cushion to fall back on in case of job loss. Start by setting a goal to save at least three to six months' worth of living expenses. Make it fun by setting up a savings jar and putting any extra cash you have into it, or setting up a savings account with a fun name like "Vacation Fund" or "Shopping Spree Savings."

2. Network like a boss

Building a strong network of contacts in your industry can help you stay informed about job openings and opportunities. Make it fun by planning a girls' night out with your colleagues or organizing a networking event with other women in your industry.

3. Keep your resume and LinkedIn profile on point

Having an up-to-date resume and LinkedIn profile makes it easier to apply for jobs quickly, should you need to. Make it fun by treating yourself to a new headshot or updating your profile with a new job or accomplishment you're proud of.

4. Learn new skills

Keeping your skills and knowledge current can make you more valuable in the job market. Make it fun by taking a class or pursuing a certification in a field that interests you, like learning a new language or taking a cooking class.

5. Develop a plan

If you do lose your job, having a plan in place can help you navigate the process and stay focused on your job search. Make a list of potential employers and job openings, and set goals for your job search. Keep it fun by making a vision board or creating a goal list and putting it somewhere where you can see it everyday.

6. Don't hesitate to ask for help

Reach out to friends, family, and professional resources for support during this difficult time. Government agencies, non-profits, and other organizations may offer programs and services to help you find a new job. Make it fun by planning a day out with a friend or family member to go job searching together.

7. Stay positive and don't forget to treat yourself

Losing a job can be a difficult experience, but try to stay positive and remember that it's not a reflection of your worth as a person. Keep in mind that finding a new job is a process, and with the right attitude and preparation, you will find a new opportunity. Don't forget to treat yourself to something nice every once in a while, it could be as simple as a bubble bath or a scoop of your favorite ice cream.

8. Look for additional sources of income

While you're searching for a new job, consider ways to bring in extra money. This could include freelancing, starting a side business, or taking on a part-time job. Make it fun by exploring something you're passionate about, like starting an Etsy shop or teaching a class on a hobby you enjoy.

9. Create a budget

When you're dealing with a loss of income, it's important to be mindful of your spending. Create a budget that takes into account your current income and expenses, and make adjustments as needed. Make it fun by setting financial goals and rewarding yourself when you reach them.

10. Be mindful of your expenses

Be aware of your expenses, and look for ways to reduce them. This could include cutting back on unnecessary subscriptions, eating out less, or shopping for deals. Make it fun by setting a challenge for yourself like "No eating out for a month" and rewarding yourself when you reach it.

11. Leverage government benefits

If you have lost your job, you may qualify for government benefits such as unemployment insurance. Make sure to research what benefits you may be eligible for and how to apply for them.

12. Consider reaching out to your community

Don't be afraid to reach out to your community for help. Many organizations, such as churches and non-profits, may offer financial assistance or job training programs.


Remember, losing a job is not the end of the world and with a positive attitude and the right approach, you'll be able to bounce back and find a new opportunity that's even better than the last one. And don't forget to have fun with it!

Remember that this too shall pass, and the next opportunity is around the corner. Stay positive and believe in yourself!

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