Bolder for Credit Unions

Become a Bolder Credit Union

Provide members and their families with top-class financial coaching to help them unlock their financial potential, pay down debt, and build wealth.

Use Bolder to deepen member relationships, retain deposits, and attract new family accounts.

Get In Touch

Your Members are Suffering in Silence

52 %

of Americans have cried at some point in their life because they didn’t have enough money

77 %

Of consumers say money worries keep them up at night

19 m

Americans struggle with shopping addiction

All my friends are doing so much better with money, I feel like a failure 😔

How do I tell my family about my credit card debt!? 🫣

I feel so guilty about my shopping, but I can’t stop...😬

I never thought I could own property, Malika showed me that it was possible and has been guiding me towards owning a property!

I can see my future, and am now focusing on my short term goals to get me there.

Janice

member for

7 months

Malika has helped kept me afloat since I’ve joined.

I am slowly digging myself out of a huge hole with my finances and she helps me get through the day to day, plan, but also have sights set on the future and what I can do with my money.

It’s inspired me to change jobs to get paid more, and reign in my spending. I don’t know what I’d do without her.

Alice

member for

3 months

Julya helped me understand my loans down to a T and helped me set up payment plans that work with my income!

I avoided them ever since graduating, but I feel at ease thanks to her guidance!

Tatiana

member for

2 months

Julya just knows how to get on your level! She’s so relatable and VERY smart.

I never feel overwhelmed working on my money with her. I have a solid plan for my finances now, and have made huge strides! Like emergency money and paying off tons of debt. Forever grateful for my coach!

Natasha

member for

1 year

Annie has really helped me get on the right track with money!

She’s energizing, clear, patient, and knowledgable.

‍I dreaded looking at my money before coaching, and now it’s actually...fun...I even look forward to it!

Esther

member for

1 year

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Don't take it from us, hear it from them

We mean serious business and want the best results from all of our bolder members. Real users, real success stories.

Read Success Stories

We’re Your Secret Superpower

We provide thoughtful financial guidance and support so that your members become more confident financial citizens.

Increase Client Deposits

Coaches help consumers to increase their participation in financial products - save more, invest more frequently

Expand Product Sales

Coaches help consumers to increase their participation in financial products - save more, invest more frequently

Better
Lending

Offer financial coaching as part of loan issued, to ensure consumers are able to payback, and reduce possibility of default

Capture Declined Pipeline

Bolder Money coaches clients that don’t qualify for a product or loans, helping them improve their financial circumstances and return

Acquire New Customers

From women, to underbanked, and new 1099 customers. Offering Bolder Money as a perk for business or personal accounts

Increase Client Deposits

Coaches help consumers to increase their participation in financial products - save more, invest more frequently

Expand Product Sales

Coaches help consumers to increase their participation in financial products - save more, invest more frequently

Better
Lending

Offer financial coaching as part of loan issued, to ensure consumers are able to payback, and reduce possibility of default

Capture Declined Pipeline

Bolder Money coaches clients that don’t qualify for a product or loans, helping them improve their financial circumstances and return

Acquire New Customers

From women, to underbanked, and new 1099 customers. Offering Bolder Money as a perk for business or personal accounts

How Bolder works

STEP 1

Client matches with their coach, based on their goals and needs.

Our Coaches

STEP 2

Client completes 1:1 onboarding, and establishes goals with coach.

STEP 3

Coach creates a plan, and guides client via chat messaging to take action.

STEp 4

Client has access to expert content, and money masterclasses when they want to learn more.

Our Community

STEP 5

Coach checks-in with client regularly to make sure their making progress to achieve their goals.

STEP 1

Client matches with their coach, based on their goals and needs.

Our Coaches

STEP 2

Client completes 1:1 onboarding, and establishes goals with coach.

STEP 3

Coach creates a plan, and guides client via chat messaging to take action.

STEp 4

Client has access to expert content, and money masterclasses when they want to learn more.

Our Community

STEP 5

Coach checks-in with client regularly to make sure their making progress to achieve their goals.

Deliver real, meaningful impact for members

We combine practical financial guidance with behavioral and emotional support to help you achieve your goals.

More confident and financially literate customers.

Wealthier, and actively participating in wealth building.

Achieving their financial, and life goals.

Making full use of financial products available to them.

Access to personalized guidance, with less work for you.

Get In Touch

A differentiated, profitable model

We combine practical financial guidance with behavioral and emotional support to help you achieve your goals.

More deposits, and profits.

More engaged customers using more financial products, more deeply.

Acquire emerging, and underbanked customers.

Retain customers, and compete against fintechs and neobanks.

Real impact on community, and position your institution at the forefront of financial wellness and financial literacy.

Get In Touch

There are critical consumer needs that Bolder addresses.

Need

Bolder

Financial Advisors

Setting long term life & financial goals

Guidance to achieve long term life & financial goals

Support managing financial stress & anxiety

Budgeting income, and spending intentionally

Building businesses and side hustles to grow your income

Managing money at work, getting a raise, switching jobs

Building emergency funds & funding other goals

Paying down debt

Learning how to invest, choosing the best way to invest

Retirement planning

Cost & Fees

$49/month

>$1500/year

Minimum fees percentage of your assets under management (AUM)

Prequalification: Minimum income & net worth requirements

None

Need to be earning at least $100k, and have investable assets of $100k+

24/7 chat coaching and guidance

Access to expert-led money masterclasses

Reach out to discuss how we can help your members

Provide members and their families with top-class financial coaching to help them unlock their financial potential, pay down debt, and build wealth.

Use Bolder to deepen member relationships, retain deposits, and attract new family accounts.

Become a Bolder Credit Union

Your Members are Suffering in Silence

52

%

of Americans have cried at some point in their life because they didn’t have enough money

77

%

Of consumers say money worries keep them up at night

19

m

Americans struggle with shopping addiction

Don't take it from us, hear it from them

We’re Your Secret Superpower

Coaches help consumers to increase their participation in financial products - save more, invest more frequently

Coaches help consumers to increase their participation in financial products - save more, invest more frequently

Offer financial coaching as part of loan issued, to ensure consumers are able to payback, and reduce possibility of default

Bolder Money coaches clients that don’t qualify for a product or loans, helping them improve their financial circumstances and return

From women, to underbanked, and new 1099 customers. Offering Bolder Money as a perk for business or personal accounts

Coaches help consumers to increase their participation in financial products - save more, invest more frequently

Coaches help consumers to increase their participation in financial products - save more, invest more frequently

Offer financial coaching as part of loan issued, to ensure consumers are able to payback, and reduce possibility of default

Bolder Money coaches clients that don’t qualify for a product or loans, helping them improve their financial circumstances and return

From women, to underbanked, and new 1099 customers. Offering Bolder Money as a perk for business or personal accounts

How Bolder works

Client matches with their coach, based on their goals and needs.

Client completes 1:1 onboarding, and establishes goals with coach.

Coach creates a plan, and guides client via chat messaging to take action.

Client has access to expert content, and money masterclasses when they want to learn more.

Coach checks-in with client regularly to make sure their making progress to achieve their goals.

Client matches with their coach, based on their goals and needs.

Client completes 1:1 onboarding, and establishes goals with coach.

Coach creates a plan, and guides client via chat messaging to take action.

Client has access to expert content, and money masterclasses when they want to learn more.

Coach checks-in with client regularly to make sure their making progress to achieve their goals.

Deliver real, meaningful impact for members

A differentiated, profitable model

There are critical consumer needs that Bolder addresses.

Reach out to discuss how we can help your members

No BS. Just good emails.